In Wyoming auto liability insurance coverage is a legal requirement for driving a car. Yet basic insurance policy limits may not provide you the coverage needed if you’re involved in an unfortunate accident. There are two basic components of liability car insurance: Bodily injury coverage and Property damage coverage.
Bodily injury liability coverage may help pay the costs if people are injured or killed in a covered accident you cause and found liable for. This may include medical expenses, loss of income and, in some cases, legal fees if you are sued.
Property damage liability coverage pays for other people’s property, Not yours. Property damage liability insurance helps pay for damage done to someone’s property as the result of a covered accident for which you are responsible for. It may help cover the expense of repairing or replacing the other party's car, fence or other property damaged during that covered loss.
If you carry the minimum required liability car insurance of $25-per Person/$50-per Accident/$20-property damage limt , And found liable for an accident you would have to pay the balance of the claim if these minimum limits are exhausted. Talking to your agent can help one evaluate and select the auto insurance liability limits you can comfortably afford while also helping provide the adequate coverage you need in the event of that unfortunate loss.
Contact our agency locations today for a Car Insurance Quote or Policy Review today.
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920 E. Richards St.
Douglas, WY 82633
Casper, WY 82601,82604,82609, Lusk, WY 82225