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The Insurance Corners of Wyoming

Wyoming Farm & Ranch insurance

9/19/2020

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You work hard and we know that, so when it’s time to look at protecting  your Farm and Ranch operations from a significant loss here at The Insurance Corners we know the importance of having that proper insurance coverage in place.  Whether you’re that large scale Wyoming Rancher with thousands of acres and Livestock, The Wyoming Farmer growing Crops and Alfalfa, Dude Ranch, or maybe have a Small Hobby Farm and enjoys the fruits of your labor lifestyle,  we have customized insurance for your individual needs. https://www.theinsurancecorners.com/wyoming-farm-ranch-hobby-farm.html
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Wait, what's my Wind and Hail Deductible again ?

6/22/2020

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What Everyone Should pay attention to with your Insurance renewal and that mail you sometimes receive from your Insurance company.

This time of year our agency locations tend to get a little busier with customers policy renewals and potential changes that could affect one in the event of a Wind & Hail storm. Here in Wyoming we do get some nice weather from time to time along with some pretty nice storms to. Some of the predominant perils we encounter this time of year would be those peril's  of  "Wind and Hail".
 
Depending on which Insurance company you may have different coverage and different deductibles may apply for these peril's.  The more common difference being how the Peril's  of "Wind & Hail" ( Usually combined) have a higher dollar  amount deductible or sometimes a percentage of your Primary dwelling amount such as 1% or 2% percent.  For example if your home is insured for $200,000 worth of home insurance coverage and your home is damaged by wind or hail, a 1% percent deductible would mean you'd pay $2,000 out of pocket for every wind or hail related claim. And a 5% percent deductible would potentially cost you $10,000 dollars.   Other things that may be changed with in a Policy (usually in Commercial insurance ) would be the possibility of a "Cosmetic Roof Exclusion" which means if one has a Metal Roof and it gets hit and dented by Hail it may be excluded under this change because it does not constitute Tangible destruction, and the roof covering still affords shelter and proper water shed.
 
Like we have mentioned in our past posts. We should always read that piece of mail from your insurance company, or Re-read our Insurance policy upon renewal because insurance is constantly changing just like our weather patterns year to year, along with your potential insurance coverage's .  One can always contact your agent about these percentage deductibles and the possible options for changing them to something your more financially comfortable with.
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May 22nd, 2020

5/22/2020

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Spring is in the air Wyoming and our storms can deliver everything from Non-damaging Graupel to some very large Hail just pummeling Cars and Homes with some major destruction.  With the changing weather patterns also sometimes bring changing insurance policies and changing "Wind & Hail deductible" obligations, that one needs to pay attention to when reviewing your Insurance.  These type of Wind & Hail deductibles can be written within your policy in a few different ways and most commonly seen as a flat dollar amount or fixed denomination, and sometimes a Percentage deductible such as 1%, 2%, 5% or more of your Primary Building or Dwelling insured limit.  Like anything else in life lets be sure to read that fine print so those Storms are the only surprise we may encounter if  they visit your neighborhood .      #theinsurancecornersofwyoming 
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Still Social Distancing with the COVID-19 Pandemic ?  Lets do a Virtual visit today.

4/28/2020

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Yup, were still open. However if you are like many right now and practicing Social Distancing due to the Corona-virus you can still reach us by website,Facebook,Phone, fax, Email           https://www.theinsurancecorners.com/quotes-contact-us.html

3/19/2020

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The Insurance Corners of Lusk Wyoming Servicing Niobrara, Weston, Crook County and more.

1/6/2020

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The Insurance Corners Lusk Wyoming
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© 2016 The Insurance Corners
920 E. Richards St.
Douglas, WY 82633

Casper, WY 82601,82604,82609, Lusk, WY 82225

  • Home
  • Home & Auto Insurance, Renters Insurance
  • Business Insurance, Trucking Insurance
  • Quotes and Contact Us.
    • About Us
  • Wyoming Farm & Ranch Insurance
  • The Insurance Corners Casper Wyoming
  • The Insurance Corners Douglas Wyoming
  • The Insurance Corners Lusk Wyoming
  • Life Insurance