Wyoming Home and Auto Insurance, Renters Insurance, Condo Insurance
Regardless of how many years you’ve been Driving, or how well you maintain your Home & Property, an Accident can occur at any time and when you least expect it. At The Insurance Corners of Wyoming we evaluate your specific needs, then provide options for the appropriate Insurance coverage's that ensure your protection while maintaining affordability for you. By working with several Insurance companies we have the capability to offer you the best insurance options in the Insurance markets today. We can also offer our customers Umbrella insurance Protection Coverage to protect you from a potential lawsuit due to your liability or possible neglect. To use a phrase of one of our Insurance company affiliates, “You don’t have to be a Millionaire to be sued like a Millionaire"..
Automobile Liability insurance, what's it look like? Typically we see liability limits split up into three sections that look something like this: $50,000/$100,000/$50,000 =Example. Bodily Injury per Person Limitation:$50,000 is the Maximum limit an insurance company will pay for covered injuries in a covered loss per person Bodily Injury per Accident: $100,000 is the Maximum limit that the Insurance company would pay per covered loss -accident. Property Damage per Accident:$50,000 Would be the Maximum limit that the Insurance company would pay to repair Property of others Or the that other vehicle on your behalf if you are found Liable- At fault .
Factors and Considerations that Affect Home and Auto Insurance premiums.
Age & Type of Auto or Home
Maintenance and upgrades
Driving records-Claims History
Desired Deductible Amounts
Prior Claims activity
Worn or Obsolete Roofing
Valuations of your Vehicles and Homes
Wind & Hail resistance roofing
Types of Coverage selected
Vehicle's Rear View camera
Vehicle's Anti-lock brakes
Vehicle's Air-Bags & Restraints
Homeowners insurance Wind and Hail damage and deductible choices.
Depending on which Insurance Company and policy you may have in-force different coverages and different deductibles may apply with in it. Some homeowners insurance policy's may still offer a more standard or fixed dollar amount of say $500.00 dollars for a wind & hail deductible. However becoming more prevalent now is how the Perils of "Wind & Hail" (Usually combined) have percentage amount deductibles, Or a percentile of your homes insured amount such as 1% or 2% percent. For example if your home is insured for say $200,000 of home insurance coverage and your home suffers an unfortunate covered loss by wind or hail a 1% percent deductible would mean you'd pay $2,000 out of pocket toward the repairs of your home and the policy would cover the rest. Here at The Insurance Corners of Wyoming we always encourage folks to be proactive and talk with your agent about your policy, so you have the right protection in place for you and your family.