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Be my Valentine.
Valentines day is just a few days away Are we looking at a special piece of jewelry perhaps for a loved one ?
Visiting some basics of an HO-3 policy it will cover up to $1,500 for the theft of jewelry. However you can get that new heartfelt piece properly covered with not much hassle at all by a floater on your insurance policy. By scheduling that particular item with some valid documentation from your purchase or Jeweler, one can have it properly insured in the event of an unfortunate loss. Some polices do have different limits available and Exclusions Such as "The mysterious disappearance " of that item may not be covered. Always consult with your agent and understand what is, and what is not covered for your special valentine.